Bits of Stock

Bits of Stock empowers community banks and credit unions to engage the next generation of account holders by rewarding with fractional shares of stock on spend or activity (e.g. spend, enrollment, deposit, apply for a loan, etc.). Our clients increase loyalty and revenue with fractional stock rewards, fueling deposit growth and card transactions by 19%.  Learn more about how other community banks and credit unions are leveraging fractional stock rewards to attract Gen Z.

Features & Benefits

Attract and engage a younger demographic!

70% of gen Z want their primary FI to assist with financial goals and your card program can be the key! Fractional shares of stock as “Stock Rewards“ remove the barriers associated with investing for new entrants.

  • Easy Entry. Fractional shares of stock as “Stock Rewards“ remove the barriers associated with investing for new entrants.
  • Small Amounts. Millennials & Gen Z list micro-investing as the key to starting a portfolio. Let your customers or members open custodial accounts for their children to help you identify and engage future bank account holders.
  • Next Generation. Let your customers or members open custodial accounts for their children to help you identify and engage future bank account holders.

The only rewards program that consumers engage with 5 times per week!

Even after the Stock Rewards are earned! Keep your customers and members engaged with rewards they actually value! Empower them to earn fractional shares in 1000s of stocks when they swipe your debit or credit card.

Grow your deposits!

Rewarding in stocks differentiates you from your competitors to drive more deposits and an increase in your customer or member base!

Boost your interchange revenue by investing in your customers' future!

Our clients increase loyalty and revenue with fractional stock rewards, fueling deposit growth and card transactions by 19%.

Extremely fast integrations using our customizable application

Launch your customized Stock Rewards program within 2 weeks!