Bits of Stock

Bits of Stock empowers Community Banks and Credit Unions to fuel deposit growth and card engagement by offering fractional trading, round-ups, and Stock Rewards. Whether you round-up your change into your favorite fractional stock, buy & sell thousands of fractional stocks, or receive fractional stocks as rewards on every swipe, Gen Z & Millennials expect a digital experience that offers investing & spending in one account.

Features & Benefits

Attract and engage Gen Z. No, seriously...

70% of Gen Z want their primary FI to assist with financial goals and your card program is the key!

  • Easy Entry. Fractional shares of stock as “Stock Rewards“ remove the barriers associated with investing for new entrants.

  • Small Amounts. Millennials & Gen Z list micro-investing as the key to starting a portfolio.

  • Next Generation. Let your customers or members open custodial accounts for their children to help you identify and engage future bank account holders.

Boost deposits and revenue with fractional Stock Rewards

Learn more about how Bits of Stock empowers Credit Unions and Community Banks to:

  • Recurring Revenue. Fuel deposit growth and increase card transactions by 19%.

  • Extensive Engagement. Engage customers or members on mobile banking 5x per week. That's 5x the industry average.

  • Sticky Retention. Boost 12 month, 24 month, & 36 month retention rates.

Invest the Rest with fractional stock round-ups

Go ahead and top off your coffee cup or gas tank. Fill your kitchen with groceries and your closet with new clothes.

  • Real-Time Round-Ups. Every time you buy something with your Debit Card, your purchase is rounded up to the nearest dollar.

  • Invest the Rest. Your round-up is automatically invested, every time.

  • Pick your Stock. We Invest the Rest into the fractional stock of your choice. Choose your favorite stock and change it at will!

Commission-free fractional stock trading with as little as $0.01

Why not add fractional trading as an account benefit?

  • 1000s of Fractional Assets. Commission-free investing with as little as $0.01 in 1000s of fractional Stocks, ETFs, Mutual Funds, and Treasuries.

  • Self-Directed or Managed. Let your clients take control of their finances by choosing their investments and or offer them custom strategies.

  • Individual or Families. Open individual, family, corporate, IRAs, and custodial accounts in less than 60 seconds.